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Beyond by RS2 and SwiPay set new payment standards in the DACH region

Strong signal for retail, gastronomy and services: A long-term strategic partnership between Beyond by RS2 and SwiPay reaches the next payment level for payments at the point of sale and in e-commerce in the DACH region.

FRANKFURT, Germany | Baar, Switzerland – December 19, 2025 – Beyond by RS2, the innovation brand of RS2 Financial Services GmbH, and SwiPay are entering into a strategic partnership to take merchant payment in the D-A-CH region to the next level. Through the combination of technological performance and distinctive local market and sales expertise, the partners offer transparent, stable and future-proof payment solutions for retail, gastronomy and services.

Many companies – from small cafés to growing e-commerce companies – work with payment systems whose processes are often difficult to understand. Prices are difficult to compare, conditions are opaque and technical relationships are complex. At the same time, the demand for stability, speed, transparency and availability is increasing.

“In discussions with merchants, it is becoming increasingly clear that if we want more acceptance for cashless payment transactions, payment must not remain a mystery box,” says SwiPay CEO Hartmut Eisele. “With Beyond by RS2, we have gained a technology partner that shares our attitude towards fair and transparent payments. Together, we want to create sustainable added value for the D-A-CH market. If you look at the market developments of recent months, this is revolutionary.”

As part of the RS2 Group, Beyond by RS2 has many years of international experience in technology, processing and modern cloud infrastructure. SwiPay complements the technical network with proximity to the market, industry understanding, knowledge of regional needs and the ability to meet merchants where they are. While Beyond by RS2 provides the professional processes, SwiPay, as a local independent broker, is the first direct point of contact for many merchants – accessible, locally anchored and predestined to explain the processes behind the acceptance of non-cash means of payment.

Jennifer Graf, Teamlead Partner Management at Beyond by RS2, adds: “Partnerships like this show how important the combination of powerful technology and local market knowledge is. Together with SwiPay, we are creating a payment solution that is not only technically impressive, but also offers merchants real transparency, fairness and reliability in their day-to-day business.”

Beyond by RS2 CEO Jens Mahlke is also enthusiastic about the idea of combining technology and market proximity to improve the negotiating position of merchants. “The cooperation with SwiPay is an important step for us in the D-A-CH region. Together with SwiPay, we are creating a modern, stable and future-oriented payment solution that will enrich the market in the long term.”

The collaboration also aims to make ep2 – a central standard for Swiss payments – more accessible and better connected to the D-A-CH region. SwiPay is using its ep2 expertise to support the market launch of Beyond by RS2 in Switzerland and ensure that merchants can use this standard. The ep2 ecosystem creates a common basis for all payment terminals and cards in Switzerland and supports modern security mechanisms such as encryption, key generation and certificates to protect transactions. ep2 enables the processing of many different card brands (Visa, Mastercard, National Payments) on one terminal.

About Beyond by RS2

Beyond by RS2 is the innovation brand of RS2 Financial Services GmbH, a BaFin-licensed e-money institution and part of the global RS2 Group. The company offers modern and flexible payment solutions for companies of all sizes and industries. The cloud-based platform combines issuing and acquiring services with real-time analytics and intelligent payment orchestration to enable seamless, secure and scalable payment experiences.

www.beyondbyrs2.com

About SwiPay

SwiPay AG, with representative offices in Germany, Austria and Switzerland, is an independent “PAYMENT NETWORK” that aims to make cashless payment transactions simple, fair and transparent for companies. SwiPay was founded in September 2022 and provides consulting and brokerage services in the D-A-CH region with regard to payment services and associated hardware and software – from card acceptance at the point of sale to e-commerce gateways. It supports merchants and other points of acceptance in setting up and optimizing efficient payment processes without itself providing payment services as defined by the applicable financial market regulations.

The payment experts at SwiPay help companies to save time and money and to manage payment transactions clearly. The focus is on regional proximity, personal advice, digital processes and flexible solutions.

www.swipay.ch

Contact us

Beyond by RS2
Funda Ince-Taha | Group Chief Marketing Officer | funda.taha@rs2.com

SwiPay
Martina Schaba | Media contact on behalf of SwiPay AG | ms@swipay.ch

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