From small to large, from gastronomy to retail – we are there for everyone who wants simpler and fairer payments.

Our customers. Our partners. Our drive.

SwiPay - born out of the crisis. Made for you.

With passion. With focus. With you.

In summer 2021, the Swiss payment crisis hit many merchants unexpectedly: rising costs, unclear conditions, inadequate support. We found: There’s a better way. That’s why we founded SwiPay. Our mission: to offer you fair prices, full transparency & tailor-made solutions – whether at the terminal in the store or online in the web store. We have been operational since September 2022 and have already successfully supported many small and large companies. There are more every day.

SwiPay - born out of the crisis. Made for you.

With passion. With focus. With you.

When the payment crisis hit many retailers in 2021, it was clear to us that things couldn’t stay like this. Rising costs, unclear fees, poor support – there’s a fairer way. That’s why SwiPay exists. Since 2022, we have been bringing transparency, fair prices and solutions that suit your business – in-store or online. Many small and large businesses are already using SwiPay. New ones are being added every day.

Strong partners at our side

Strong. Experienced. Reliable.
SwiPay works with a network of selected partners – from technology providers and industry experts to local service providers. Together, we develop solutions that go far beyond payment: efficient, transparent and tailored to the needs of your business.

This close cooperation gives you clear advantages: better conditions, modern technologies, reliable support and services that really count in everyday life.

micro systems – offers sustainable IT solutions for POS systems, ticketing, self-service and auto-ID in culture, retail and tourism.

Since 1990, micro systems has been developing and operating innovative software and hardware solutions for museums, events, retail, culture and tourism.

With sustainable concepts and a broad range of services in the areas of POS systems, ticketing, auto-ID, goods labelling, radio communication, accounting and self-service, msys accompanies companies securely and efficiently through digitization.

The success of micro systems is based on sound industry experience and long-standing partnerships – with a clear focus on stability, security and Swiss quality.

EPS POS systems – EPS offers POS systems for different industries and different applications.

POS solutions for all operating modes Local, data center or cloud solutions. Tablet, mobile or cash register version. The same system interface for all operating modes.

EPS stands for functional and simple solutions – even if the task is very complex.

Gastronomy, company catering cash registers with vending machine connection, retail trade, connection to other solutions. EPS POS software is scalable for one or more locations.

PayZZ – The cost-effective all-in-one payment solution for start-ups and SMEs.

PayZZ offers a comprehensive and affordable payment processing solution for startups and SMEs. With a focus on efficiency and transparency, PayZZ offers a fully digital platform that ensures smooth transaction processing. Modern checkouts and terminals ensure a convenient payment experience, while transparent and low rates minimize the financial burden for businesses.

The rapid integration of this solution enables companies to reap the benefits in the shortest possible time and drive their business forward without unnecessary delays.

James – As a comprehensive all-in-one restaurant POS, James handles everything from dine-in to take-away and home delivery. Simplify the sales and management of your restaurant business with just one system.

James is the ultimate solution for all hospitality businesses that want to optimize their processes and offer their guests a digital experience. As a browser-compatible system, James can be used on all devices and is available in various languages.

Whether you run a classic dine-in restaurant or focus on the take-away and home delivery sector, James revolutionizes your daily catering operations. This comprehensive system not only provides structure and transparency for guests and operations, but also effectively simplifies all processes.

Test for free and experience the ease and future of gastronomy efficiency!

Discover – Global Network is the global payments brand of Discover Financial Services, processing millions of transactions daily and generating billions of dollars in volume annually.

Discover Global Network, the global payment brand of Discover Financial Services, processes millions of card transactions every day. Discover Global Network has alliances with more than 25 payment networks worldwide and is comprised of the Discover network, PULSE and Diners Club International.

Subsidia – The complete POS and merchandise management system for the modern fashion store.

The perfect software solution for the Swiss fashion and lifestyle industry. Whether cash register system, inventory management, customer management or analysis and EDI connection: Subsidia covers all the needs of small and large clothing and fashion stores.

PHAR – provides support for cost management, purchasing, cost control and finance in the hotel and restaurant industry.

In 2006, Markus Bölke, Daniel von Wyss and Joël Steiner, all three from the hotel/restaurant industry, founded a unique pool of expertise.

Currently with offices in Lausanne, Zurich and Mauritius, PHAR has gained international recognition.

Communication shows the continuous expansion of services beyond purchasing.

PHAR’s success is based on over 1,100 customers, 150 partner suppliers and around 30 employees.

SwiPay AG has launched a special migration offer in cooperation with PHAR SA, which was developed exclusively to meet the needs of the market.

Aleno – The digital assistant for hotels, restaurant groups and ambitious restaurants connects systems, automates processes and increases profits

Attract, inspire and retain guests
Supported by artificial intelligence (AI), hosts can use aleno to optimize their occupancy rates, avoid no-shows, attract new guests and successfully convert them into regular guests.

Optimize, integrate & work more efficiently
The digital assistant connects and supplements existing IT systems – even across different locations. In this way, operational processes can be automated, marketing can be practiced with pinpoint accuracy and even more personalized service can be offered.

Increase profits, manage growth
AI reporting and analyses allow the right decisions to be made and profits to be continuously increased.

ReconHub – Simply close accounts receivable from cashless payments. Efficient. Transparent. Compliant.

Close your accounts receivable from cashless payments quickly, efficiently and with unrivaled transparency. ReconHub is characterized by clear, transparent and automated payment reconciliation. It provides deep insights into your payment data and enables effective and efficient identification of exceptions. ReconHub not only simplifies your financial close process, but also ensures that your reconciliations are transparent and compliant.

e-guma – Sell, manage and market vouchers and tickets with a single system.

Sell your vouchers and tickets via your own store directly on your website. A win-win situation for you and your customers: Simply select, pay for and print your voucher or ticket at home. No more effort for you! Sophisticated processes and interfaces also enable you to sell efficiently on site in your company.

Swisscard AECS – Swisscard offers payment solutions for merchants via American Express. Your customers can use it to make convenient cashless, contactless and mobile payments.

What really counts in life are real experiences. From shopping with friends to a trip around the world booked online: We offer our customers the best possible payment experience in every situation – for maximum freedom and flexibility.

planet – The Planet E-Commerce Gateway (formerly Datatrans ) is the leading Swiss payment solution for online commerce!

Our payment platform is used by numerous well-known companies in Switzerland and internationally and enables smooth payments in e-commerce and mobile apps.

Thanks to low-code integration, flexible configurability and omnichannel tokenization, payment processes can be implemented efficiently – for a fast market entry, more conversion and scalable growth.

As part of Planet, we offer you access to a central platform for global online, in-app and pay-by-link payments, with support for over 100 local and international payment methods.

PayTec – Our Swiss technology partner for secure, stable and future-proof payment solutions.

PayTec has been developing its own payment software and providing perfectly coordinated hardware for over 20 years.

The Swiss payment solutions combine maximum reliability, modern POS technology and simple integration into existing checkout systems.

Ideal for companies that rely on quality, data security and long-term stability – developed and supported in Switzerland.

POOL-ALPIN – the strong purchasing association for Swiss mountain railroads, tourist businesses and alpine service providers.

POOL-ALPIN unites mountain railroad and tourism companies from all over Switzerland to form a powerful network. The network bundles purchasing, conditions and expertise – for greater efficiency and better negotiating power in the Alpine environment.

Members benefit from joint framework agreements, advice based on partnership and practical solutions that strengthen the business on the mountain economically.

Salveo – Association of independent pharmacies in Switzerland with a focus on advice, proximity and quality.

Salveo strengthens independent pharmacies in Switzerland with a network that bundles expertise, availability and service.

With shared services, modern marketing and a strong regional presence, Salveo sets standards for everyday pharmacy life – for customers to take for granted and trust.

Dynoptic – the quality label and network of over 100 owner-managed opticians throughout Switzerland with a focus on quality, service and innovation.

Founded in 1989 by dedicated opticians, DYNOPTIC is now an association of over 100 partner stores throughout Switzerland.

Members benefit from joint services, marketing support and continuous know-how transfer.

Customers experience personal advice, the highest level of expertise and a wide range of modern products and services at every partner company.

Our customers

Diverse. Successful. Connected.
Our customers come from all areas of retail, gastronomy, tourism and the service sector. Together with them, we design payment solutions that simplify processes, reduce costs and create room for growth.

What they have in common: the demand for fairness, transparency and partnership – and the security of having a reliable companion in the background with SwiPay.

Goldener AG – Traditional fashion house in Appenzell (since 1927) – Women’s and men’s fashion with personal advice and regional roots.

Bäckerei Kleiner Jung AG – Traditional bakery with a young spirit – combining quality, taste and innovation.

Kaisereggbahnen Schwarzsee AG – Erlebnisregion Schwarzsee – Mountain world, culinary delights and Swiss hospitality at the highest level.

Chocolaterie du Bugnon – Fine craftsmanship from Lausanne – chocolate with character, attention to detail and genuine Swiss soul.

Bang & Olufsen Lausanne – Design, sound and technology in perfection – Scandinavian elegance in the heart of Lausanne.

Brillenwerk – Optik mit Persönlichkeit – Swiss craftsmanship, precise advice and timeless design.

Hotel Continental Park Lucerne – Lucerne city hotel with history – genuine hospitality, style and modern comfort in the heart of the city.

Golf & Country Club de Neuchâtel – sport, pleasure and vision – where golf culture and joie de vivre meet.

HILTL – Zurich original since 1898 – vegetarian cuisine, a sense of style and sustainability in practice.

SULI Driving School – Learn to drive with calm and precision – personalized lessons, safe and friendly.

Librairie L’Inopinée – Independent bookshop in Lausanne – a place for discoveries, stories and real encounters with literature.