E-Commerce
What’s behind an online purchase
In stationary retail, payment takes place at one clear point. In e-commerce, the process is spread over several steps: Shopping cart, identification, payment approval, risk check, billing, confirmation. Each of these steps can run smoothly – or lead to an interruption.
The decisive factor is how well the store system, gateway and acquirer work together. With Planet/Datatrans as the gateway and TeleCash/Fiserv as the acquirer, SwiPay bundles this into one setup – one contract, one settlement.
Suitable e-commerce solutions at a glance
SwiPay offers online payment via leading payment gateways – with access to over 40 payment methods, ready-made store plugins for the most common systems and PCI DSS-certified infrastructure. You can see below which solution suits your store and business model.
How e-commerce solutions differ
Differences are rarely apparent in the actual payment process, but in the processes surrounding it: How fast is the integration into the existing store? Which payment methods are available without additional effort? How do refunds, recurring payments or international transactions work?
If you bundle terminal and online payment via SwiPay, you have both on one statement – and one contact for all channels.
Typical application scenarios
E-commerce payment is used wherever payments are triggered digitally: classic online stores, booking and reservation systems, digital services, subscription models and hybrid business models that combine POS and online. Depending on the model, the requirements for gateway, payment methods and automation vary considerably.
What is important when making a selection
The most important questions: Which store system is in use – is there a ready-made plugin? Which payment methods does the customer need? Should online payment run with the stationary terminal on one account? And do they need special functions such as PCI proxy for card data or recurring payments?
If you can’t assess this on your own, we’ll look at it together.