Payment solutions for merchants in Switzerland
Payment is a matter of course today
For your customers anyway. What happens in the background when someone holds their card up to the terminal or clicks on “Buy” in the web store is anything but trivial: card organizations, acquirers, gateways and terminals interact, everyone has their own fees, and those who don’t know this end up paying more than necessary – or are stuck with a provider that no longer suits their business.
SwiPay is not a terminal merchant or a payment service provider in the traditional sense. We are the independent intermediary who knows the ropes and negotiates on your behalf. Whether it’s a payment terminal for restaurants, card acceptance in retail, online payment for your webshop or contactless payment at your market stall – we look at what suits your business, get the best conditions and then remain your point of contact. One contract. One network. All channels.
In concrete terms, this means: ep2-certified terminals from PayTec, TeleCash/Fiserv as acquirer, Planet/Datatrans for online payment with over 40 payment methods including PostFinance – and SoftPOS for all those who do not need a fixed terminal. Everything from a single source, with one contact person, on a single account.
Topics at a glance
The different ways of paying – and why they are perceived differently in everyday life.
What card payment means today and why it is more than just a payment method.
When it makes sense to pay with your smartphone – and when it doesn’t.
What role terminals play in payment – regardless of form or model.
Why online payments follow their own rules and have different requirements.
Classification at the end
Payment solutions don’t have to be perfect. They have to suit your business – and come at a fair price.
If you understand which solution is made for which application, you will make better decisions and pay less for it in the end. The six topics on the right will help you categorize them – and if you want to know directly what makes sense for your business, we are just a phone call away.
