Payment methods2025-07-30T09:07:53+02:00

The smart PAYMENT NETWORK for your business

The smart PAYMENT NETWORK for your business

Smart payment solutions, tailored to your needs.

Card payment – modern, fair and close to your business

With our modern payment solutions, you are ideally positioned. Whether in retail, in restaurants or in a service business – we ensure that your customers can pay quickly, securely and contactlessly at the point of sale (POS). Without queues, without unnecessary paperwork – but with modern technology, fair conditions and a partner who understands you.

Today, card payments are a natural part of your customers’ everyday lives. They expect convenient, smooth processing – and you benefit from a professional appearance, greater efficiency and less effort. With SwiPay you offer a solution that works, saves you money and makes payment easier.

Accept card payments now – start easily, without detours

Our payment systems are ready to use immediately – without long waiting times or complicated installation. We take care of everything so that you can concentrate on your business. Your new payment terminal runs reliably in the background and ensures that you provide your customers with the best possible service at all times.

The right solution for every industry

Whether by debit card, credit card or smartphone – your customers pay the way they are used to:
✔ Contactless payment
✔ Mobile payment with Apple Pay & Google Pay
✔ Fair conditions without hidden costs
✔ Pay with Swissness: we support PostFinance, TWINT, Boncard, Lunch-Check, Reka, Bonuscard and other cards

Your benefits with SwiPay – your partner for card payments

  • Fair transaction fees – full cost control without surprises
  • Personal support – direct, without waiting loops
  • Fast integration – ready for use in just a few days
  • Support for all major debit and credit cards, bonus cards and voucher systems
  • Solutions for retail, restaurants, culture and services
  • ep2-certified terminals for Switzerland – for security and flexibility

With SwiPay, you are opting for more than just card payments: you are gaining a partner who will accompany, advise and relieve you. So that you can concentrate on what really matters – your business and your customers.

Discover the card providers that will really get your business rolling:

  • Mastercard

    Secure. Worldwide. Established.

    Accepted worldwide, with strong fraud protection. Extends your range with one of the best-known credit cards for international customers.

  • Apple Pay

    Simple. Fast. Apple.

    One-touch payment for Apple users. Meet the expectations of your tech-savvy customers with secure, seamless checkout.

  • Debit Mastercard

    Simple. Flexible. Accepted worldwide.

    Proven debit card with direct debit from the account. Offers your customers an uncomplicated, fast payment option in-store or online – also contactless.

  • Visa

    Innovative. Global. Indispensable.

    One of the most widely used cards for borderless payments. Opens your business to international customers – simply and reliably.

  • Google Pay

    Flexible. Digital. Android.

    Contactless payment for the large Android community – ideal for your stationary business and online store.

  • Maestro

    In the outlet.

    For many years the trusted debit card for stationary retail. Still in use in Switzerland, contactless and reliable in everyday life – but soon to be replaced by modern successor products.

  • American Express

    Exclusive. Premium. High turnover.

    Demanding regular customers and strong bonus programs. Perfect for upselling and higher shopping baskets.

  • Samsung Pay

    Compatible. Versatile. Safe.

    Reliable mobile payment thanks to NFC and MST technology – also perfect for older devices.

  • Visa Debit

    International. Fast. Contactless.

    Global debit card for fast payments and high acceptance at home and abroad. Reduces barriers and adds modern options to your payment offering.

  • UnionPay

    Chinese. Strong. International.

    China’s leading card. Indispensable in regions with Chinese guests and for international payment.

  • V Pay

    Simple. Direct. Proven throughout Europe.

    European debit card with direct debit. Enables your customers to pay conveniently without a credit limit – a solid addition to your portfolio.

  • JCB

    Japanese. Strong niche. Attractive.

    The credit card for Japanese travelers. Increases your attractiveness for guests from the Far East.

  • Diners Club

    Business. Sophisticated. Personal.

    Exclusively for business travelers with high standards. Gives your offer a premium touch.

  • Discover

    US-based. Simple. Popular.

    Widely used in the USA and popular with tourists. Offers uncomplicated processing and fair fees.

Do you have any questions? We have the answers!

What should I do if I have questions about my invoice or other issues?2025-07-28T20:56:50+02:00

SwiPay also stands for “unified contact” – as our customer, you always have just one contact person who is responsible for you in all topics and areas. From the conclusion of the contract to all operational issues during our cooperation. So get in touch with us or your consultant – we will be happy to take care of everything else.

Which card and payment methods can I use via SwiPay?2025-07-28T20:56:49+02:00

SwiPay’s partners meet all the requirements of the Swiss market and are of course ep2-certified. This means that you can process all cards and payment methods via SwiPay.

Will my sales be paid out in Swiss francs?2025-07-28T20:56:50+02:00

Yes, all sales that you generate with our payment solutions – whether at the card terminal in your store or in e-commerce via your online store – will of course be transferred to your deposited business account in Swiss francs. As a Swiss provider, we attach great importance to ensuring that you have full transparency and planning security. The statement shows in detail which sales channel was used to make the payments and how the sales are made up. This means you always have an overview and know exactly which amounts from your cashless payment transactions in Switzerland are going into your account.

Is SwiPay only authorized for the Swiss market or can I also use it abroad?2025-07-28T20:56:49+02:00

SwiPay is based in Switzerland and, of course, this alone makes the domestic market particularly relevant. All technical requirements (including ep2) are fully met. However, SwiPay already has customers with cross-border locations throughout the D-A-CH region, which we can serve without any restrictions. And through our e-commerce customers, we are active all over the world anyway.

Which sectors and customers is SwiPay aimed at? Are there any restrictions for me?2025-07-28T20:56:49+02:00

SwiPay sees itself as a payment network for all customers and sectors. Due to the existing regulations, only very few industries (e.g. gambling, casinos) are excluded. However, all other sectors and customers – regardless of their turnover – are very welcome and so far we have been able to work out an attractive offer for every interested new customer from every sector.

How quickly is SwiPay set up before the payment can be used in my company?2025-07-28T20:56:49+02:00

Like all other providers, SwiPay is subject to legal requirements and regulations that we must also strictly adhere to. Ultimately, it’s about money – your money. However, provided we have received all the necessary documents from you, we normally need 72 hours from receipt of the contract before you can make your first transactions via our platform.

For which industries is SwiPay suitable? Are there any restrictions?2025-07-28T20:56:43+02:00

SwiPay is made for almost all industries – whether in retail, gastronomy, the service sector or online commerce.

Turnover or company size? Don’t play a role for us.

Only a few areas – such as gambling or arms trading – are excluded for legal reasons.

We have always found a suitable offer for everyone else. Get in touch with us – we’ll find the right solution for your business too.

Which payment methods can I use in stationary retail via SwiPay?2025-07-28T20:56:43+02:00

With SwiPay, you can accept all standard card and contactless payments in your local store. These include:

  • girocard – the most frequently used card payment method in Germany

  • Bank cards / debit cards (e.g. Maestro, V PAY)

  • Credit cards (Visa, Mastercard, American Express, etc.)

  • Mobile payments via NFC – e.g. with Apple Pay or Google Pay

Our terminals are tailored to German payment transactions and meet all standards. This means that your card payments are secure, fast and compatible with all common banking systems in Germany and beyond.

How quickly is SwiPay ready for use?2025-07-28T20:56:43+02:00

We know that Time is money. As soon as we have all the documents, we’ll get started.

As a rule, SwiPay is ready to go within 7-10 days of receipt of the contract. You can then accept card payments directly – in-store or online.

Naturally, we comply with all legal requirements for payment service providers in Germany. After all, it’s about your money – and we treat it with the utmost care.

Can I also use SwiPay internationally as a company in Germany?2025-07-28T20:56:43+02:00

Yes, definitely! Even though SwiPay is based in Switzerland, our solution is ideal for German companies that operate internationally or have locations in Austria and Switzerland.

Many of our customers are represented throughout the D-A-CH region – SwiPay works across borders, seamlessly and without technical hurdles.

All the necessary standards for German payment transactions are met – both at the terminal and online.

And in e-commerce? With SwiPay, you are flexibly positioned worldwide – no matter where your customers pay.

In which currency do I receive my sales?2025-07-28T20:56:49+02:00

Regardless of whether your customers pay by card in the store or shop online in the web store – all sales are transferred to your account in Swiss francs (CHF).

The billing is clear and concise. You can see exactly which sales came via which channel – for example, via the payment terminal (POS) or your online store.

This means you always have an overview of your card payments – and your bookkeeping runs like clockwork.

Who can I contact if I have any questions?2025-07-28T20:56:43+02:00

Do you have questions about billing, technology or other topics? No problem.

With SwiPay you always have a fixed contact person – right from the start. We call this principle “unified contact”.

Your personal consultant will accompany you from the first meeting through to ongoing operation. Just get in touch with us – we’ll take care of everything else.

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