From small to large, from gastronomy to retail – we are there for everyone who wants simpler and fairer payments.

Our customers. Our partners. Our drive.

SwiPay - born out of the crisis. Made for you.

With passion. With focus. With you.

In summer 2021, the Swiss payment crisis hit many merchants unexpectedly: rising costs, unclear conditions, inadequate support. We found: There’s a better way. That’s why we founded SwiPay. Our mission: to offer you fair prices, full transparency & tailor-made solutions – whether at the terminal in the store or online in the web store. We have been operational since September 2022 and have already successfully supported many small and large businesses. There are more every day.

SwiPay - born out of the crisis. Made for you.

With passion. With focus. With you.

When the payment crisis hit many retailers in 2021, it was clear to us that things couldn’t stay like this. Rising costs, unclear fees, poor support – there’s a fairer way. That’s why SwiPay exists. Since 2022, we have been bringing transparency, fair prices and solutions that suit your business – in-store or online. Many small and large businesses are already using SwiPay. New ones are being added every day.

Strong partners at our side

We work with selected partners to offer you the best payment solutions. Together, we ensure greater efficiency, transparency and innovative services – to keep your business running.

micro systems – offers sustainable IT solutions for POS systems, ticketing, self-service and auto-ID in culture, retail and tourism.

Since 1990, micro systems has been developing and operating innovative software and hardware solutions for museums, events, retail, culture and tourism.

With sustainable concepts and a broad range of services in the areas of POS systems, ticketing, auto-ID, goods labelling, radio communication, accounting and self-service, msys accompanies companies securely and efficiently through digitization.

The success of micro systems is based on sound industry experience and long-standing partnerships – with a clear focus on stability, security and Swiss quality.

EPS POS systems – EPS offers POS systems for different industries and different applications.

POS solutions for all operating modes Local, data center or cloud solutions. Tablet, mobile or cash register version. The same system interface for all operating modes.

EPS stands for functional and simple solutions – even if the task is very complex.

Gastronomy, company catering cash registers with vending machine connection, retail trade, connection to other solutions. EPS POS software is scalable for one or more locations.

PayZZ – The cost-effective all-in-one payment solution for start-ups and SMEs.

PayZZ offers a comprehensive and affordable payment processing solution for startups and SMEs. With a focus on efficiency and transparency, PayZZ offers a fully digital platform that ensures smooth transaction processing. Modern checkouts and terminals ensure a convenient payment experience, while transparent and low rates minimize the financial burden for businesses.

The rapid integration of this solution enables companies to reap the benefits in the shortest possible time and drive their business forward without unnecessary delays.

James – As a comprehensive all-in-one restaurant POS, James handles everything from dine-in to take-away and home delivery. Simplify the sales and management of your restaurant business with just one system.

James is the ultimate solution for all hospitality businesses that want to optimize their processes and offer their guests a digital experience. As a browser-compatible system, James can be used on all devices and is available in various languages.

Whether you run a classic dine-in restaurant or focus on the take-away and home delivery sector, James revolutionizes your daily catering operations. This comprehensive system not only provides structure and transparency for guests and operations, but also effectively simplifies all processes.

Test for free and experience the ease and future of gastronomy efficiency!

Discover – Global Network is the global payments brand of Discover Financial Services, processing millions of transactions daily and generating billions of dollars in volume annually.

Discover Global Network, the global payment brand of Discover Financial Services, processes millions of card transactions every day. Discover Global Network has alliances with more than 25 payment networks worldwide and is comprised of the Discover network, PULSE and Diners Club International.

Subsidia – The complete POS and merchandise management system for the modern fashion store.

The perfect software solution for the Swiss fashion and lifestyle industry. Whether cash register system, inventory management, customer management or analysis and EDI connection: Subsidia covers all the needs of small and large clothing and fashion stores.

PHAR – provides support for cost management, purchasing, cost control and finance in the hotel and restaurant industry.

In 2006, Markus Bölke, Daniel von Wyss and Joël Steiner, all three from the hotel/restaurant industry, founded a unique pool of expertise.

Currently with offices in Lausanne, Zurich and Mauritius, PHAR has gained international recognition.

Communication shows the continuous expansion of services beyond purchasing.

PHAR’s success is based on over 1,100 customers, 150 partner suppliers and around 30 employees.

SwiPay AG has launched a special migration offer in cooperation with PHAR SA, which was developed exclusively to meet the needs of the market.

Aleno – The digital assistant for hotels, restaurant groups and ambitious restaurants connects systems, automates processes and increases profits

Attract, inspire and retain guests
Supported by artificial intelligence (AI), hosts can use aleno to optimize their occupancy rates, avoid no-shows, attract new guests and successfully convert them into regular guests.

Optimize, integrate & work more efficiently
The digital assistant connects and supplements existing IT systems – even across different locations. In this way, operational processes can be automated, marketing can be practiced with pinpoint accuracy and even more personalized service can be offered.

Increase profits, manage growth
AI reporting and analyses allow the right decisions to be made and profits to be continuously increased.

ReconHub – Simply close accounts receivable from cashless payments. Efficient. Transparent. Compliant.

Close your accounts receivable from cashless payments quickly, efficiently and with unrivaled transparency. ReconHub is characterized by clear, transparent and automated payment reconciliation. It provides deep insights into your payment data and enables effective and efficient identification of exceptions. ReconHub not only simplifies your financial close process, but also ensures that your reconciliations are transparent and compliant.

e-guma – Sell, manage and market vouchers and tickets with a single system.

Sell your vouchers and tickets via your own store directly on your website. A win-win situation for you and your customers: Simply select, pay for and print your voucher or ticket at home. No more effort for you! Sophisticated processes and interfaces also enable you to sell efficiently on site in your company.

Swisscard AECS – Swisscard offers payment solutions for merchants via American Express. Your customers can use it to make convenient cashless, contactless and mobile payments.

What really counts in life are real experiences. From shopping with friends to a trip around the world booked online: We offer our customers the best possible payment experience in every situation – for maximum freedom and flexibility.