{"id":36608,"date":"2026-06-15T01:32:08","date_gmt":"2026-06-14T23:32:08","guid":{"rendered":"https:\/\/swipay.ch\/glossaire\/"},"modified":"2026-06-24T15:58:12","modified_gmt":"2026-06-24T13:58:12","slug":"glossaire","status":"publish","type":"page","link":"https:\/\/swipay.ch\/fr\/glossaire\/","title":{"rendered":"Glossaire"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none hundred-percent-fullwidth non-hundred-percent-height-scrolling lazyload\" style=\"--awb-border-sizes-bottom:6px;--awb-border-color:var(--awb-color5);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:140px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-min-height:600px;--awb-background-size:cover;--awb-flex-wrap:wrap;\" data-bg=\"https:\/\/swipay.ch\/wp-content\/uploads\/2025\/07\/2025_SwiPay_Blog_BG_small.svg\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-flex-end fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-top:4%;--awb-padding-right:4%;--awb-padding-bottom:4%;--awb-padding-left:4%;--awb-overflow:hidden;--awb-bg-color:rgba(249,249,251,0.9);--awb-bg-color-hover:rgba(249,249,251,0.9);--awb-bg-size:cover;--awb-border-radius:10px 10px 10px 10px;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-typography1-font-size);\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-typography1-font-family);font-weight:var(--awb-typography1-font-weight);font-style:var(--awb-typography1-font-style);margin:0;letter-spacing:var(--awb-typography1-letter-spacing);text-transform:uppercase;font-size:1em;--fontSize:49.76;line-height:var(--awb-typography1-line-height);\">Glossaire<\/h1><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_4_5 4_5 fusion-flex-column\" style=\"--awb-padding-top:5%;--awb-padding-right:5%;--awb-padding-bottom:5%;--awb-padding-left:5%;--awb-bg-size:cover;--awb-width-large:80%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.4%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.4%;--awb-width-medium:80%;--awb-order-medium:0;--awb-spacing-right-medium:2.4%;--awb-spacing-left-medium:2.4%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p>Des milliers d&#8217;entreprises suisses traitent quotidiennement des paiements par carte, mais les termes qui s&#8217;y rapportent restent souvent m\u00e9connus. Qu&#8217;est-ce qu&#8217;un <strong>\u00ab chargeback \u00bb<\/strong>? Que signifie <strong>\u00ab forced acceptance \u00bb<\/strong>? En quoi les termes <strong>\u00ab reversal \u00bb<\/strong>et <strong>\u00ab refund \u00bb<\/strong> diff\u00e8rent-ils ? <\/p>\n<p><strong>Ce glossaire apporte des r\u00e9ponses :<\/strong> aux questions que se posent les commer\u00e7ants, ainsi qu\u2019aux termes que les acqu\u00e9reurs, les banques et les terminaux consid\u00e8rent comme acquis. Chaque entr\u00e9e explique la signification d\u2019un terme, ce qu\u2019il implique concr\u00e8tement pour l\u2019exploitation \u2014 et comment SwiPay le traite.<\/p>\n<\/div><div class=\"fusion-separator fusion-has-icon fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:2%;margin-bottom:3%;width:100%;\"><div class=\"fusion-separator-border sep-shadow\" style=\"--awb-height:20px;--awb-amount:20px;background:radial-gradient(ellipse at 50% -50% , var(--awb-color3) 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-webkit-radial-gradient(ellipse at 50% -50% , var(--awb-color3) 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-moz-radial-gradient(ellipse at 50% -50% , var(--awb-color3) 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-o-radial-gradient(ellipse at 50% -50% , var(--awb-color3) 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);\"><\/div><span class=\"icon-wrapper\" style=\"border-color:var(--awb-color3);background-color:rgba(255,255,255,0);font-size:16px;width: 1.75em; height: 1.75em;border-width:1px;padding:1px;\"><i class=\"fa-book-open fas\" style=\"font-size: inherit;color:var(--awb-color3);\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-separator-border sep-shadow\" style=\"--awb-height:20px;--awb-amount:20px;background:radial-gradient(ellipse at 50% -50% , var(--awb-color3) 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-webkit-radial-gradient(ellipse at 50% -50% , var(--awb-color3) 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-moz-radial-gradient(ellipse at 50% -50% , var(--awb-color3) 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);background:-o-radial-gradient(ellipse at 50% -50% , var(--awb-color3) 0px, rgba(255, 255, 255, 0) 80%) repeat scroll 0 0 rgba(0, 0, 0, 0);\"><\/div><\/div><div class=\"fusion-text fusion-text-2\"><div class=\"swipay-glossar-hub\" id=\"swipay-glossar-hub\" data-rest=\"https:\/\/swipay.ch\/fr\/wp-json\/swipay\/v1\/glossar\" data-markt=\"\">\n\n    <div class=\"sg-header\">\n        <div class=\"sg-search-wrap\">\n            <input\n                type=\"search\"\n                class=\"sg-search\"\n                id=\"sg-search\"\n                placeholder=\"Begriff suchen \u2013 z.B. Chargeback, ep2, Floor Limit \u2026\"\n                aria-label=\"Glossar durchsuchen\"\n                autocomplete=\"off\"\n            >\n        <\/div>\n    <\/div>\n\n    <div class=\"sg-filters\">\n        <div class=\"sg-cat-filter\" id=\"sg-cat-filter\" role=\"group\" aria-label=\"Kategorie filtern\">\n            <button class=\"sg-cat-btn active\" data-cat=\"all\">Alle<\/button>\n        <\/div>\n        <div class=\"sg-alpha\" id=\"sg-alpha\" role=\"group\" aria-label=\"Alphabetisch filtern\">\n            <button class=\"sg-alpha-btn active\" data-letter=\"all\">Alle<\/button>\n        <\/div>\n    <\/div>\n\n    <div class=\"sg-meta-row\">\n        <span class=\"sg-count\" id=\"sg-count\"><\/span>\n    <\/div>\n\n    <div class=\"sg-results\" id=\"sg-results\" aria-live=\"polite\">\n        <div class=\"sg-loading\">Wird geladen \u2026<\/div>\n    <\/div>\n\n<\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":82,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-36608","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.8 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Glossaire des paiements en Suisse \u2013 Des termes expliqu\u00e9s simplement | SwiPay<\/title>\n<meta name=\"description\" content=\"De l&#039;acqu\u00e9reur au ZVT : le glossaire des paiements destin\u00e9 aux commer\u00e7ants suisses. 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