{"id":30159,"date":"2026-01-10T21:23:34","date_gmt":"2026-01-10T20:23:34","guid":{"rendered":"https:\/\/swipay.ch\/solutions-de-paiement\/"},"modified":"2026-05-21T08:58:00","modified_gmt":"2026-05-21T06:58:00","slug":"solutions-de-paiement","status":"publish","type":"page","link":"https:\/\/swipay.ch\/fr\/solutions-de-paiement\/","title":{"rendered":"Solutions de paiement pour les commer\u00e7ants en Suisse"},"content":{"rendered":"

Solutions de paiement pour les commer\u00e7ants en Suisse<\/h1><\/div><\/div><\/div><\/div><\/div>

Payer est aujourd’hui une \u00e9vidence<\/p><\/div>

Pour vos clients en tout cas. En revanche, ce qui se passe en arri\u00e8re-plan lorsque quelqu’un pr\u00e9sente sa carte au terminal ou clique sur \u00ab\u00a0Acheter” dans la boutique en ligne est tout sauf trivial : les organisations de cartes, les acqu\u00e9reurs, les passerelles et les terminaux interagissent, chacun a ses propres frais, et ceux qui ne connaissent pas ce fonctionnement finissent par payer plus que n\u00e9cessaire – ou sont coinc\u00e9s chez un fournisseur qui ne correspond plus \u00e0 leur entreprise. <\/p>\n

SwiPay n’est pas un commer\u00e7ant de terminaux ni un prestataire de services de paiement au sens classique du terme. Nous sommes l’interm\u00e9diaire ind\u00e9pendant qui s’y conna\u00eet et qui n\u00e9gocie de votre c\u00f4t\u00e9. Qu’il s’agisse d’un terminal de paiement pour la restauration, de l’acceptation des cartes dans le commerce de d\u00e9tail, du paiement en ligne pour votre boutique en ligne ou du paiement sans contact sur votre stand de march\u00e9, nous regardons ce qui convient \u00e0 votre entreprise, obtenons les meilleures conditions et restons ensuite votre interlocuteur. Un seul contrat. Un seul r\u00e9seau. Tous les canaux. <\/p>\n

Concr\u00e8tement, cela signifie : des terminaux certifi\u00e9s ep2 de PayTec, TeleCash\/Fiserv comme acqu\u00e9reur, Planet\/Datatrans pour le paiement en ligne avec plus de 40 m\u00e9thodes de paiement, y compris PostFinance – et SoftPOS pour tous ceux qui n’ont pas besoin d’un terminal fixe. Tout d’une seule source, avec un seul interlocuteur, sur un seul d\u00e9compte.<\/p>\n<\/div><\/div><\/div>

Aper\u00e7u des th\u00e8mes<\/h2><\/div>
<\/i><\/span><\/div>

Modes de paiement<\/h2><\/a><\/div>
<\/div>
\n

Quelles sont les diff\u00e9rentes fa\u00e7ons de payer – et pourquoi elles sont per\u00e7ues diff\u00e9remment au quotidien.<\/p>\n<\/div>

<\/div>Classer les types de paiement<\/a>
<\/div>
<\/div><\/div><\/div>
<\/i><\/span><\/div>

Paiements par carte<\/h2><\/a><\/div>
<\/div>
\n

Ce que le paiement par carte signifie aujourd’hui et pourquoi il est plus qu’un simple mode de paiement.<\/p>\n<\/div>

<\/div>Comprendre les paiements par carte<\/a>
<\/div>
<\/div><\/div><\/div>
<\/i><\/span><\/div>

Paiement mobile<\/h2><\/a><\/div>
<\/div>
\n

Quand payer avec son smartphone est utile – et quand l’est moins.<\/p>\n<\/div>

<\/div>Classer les paiements mobiles<\/a>
<\/div>
<\/div><\/div><\/div>
<\/i><\/span><\/div>

Terminaux de paiement<\/h2><\/a><\/div>
<\/div>
\n

Quel est le r\u00f4le des terminaux dans le paiement – ind\u00e9pendamment de leur forme ou de leur mod\u00e8le.<\/p>\n<\/div>

<\/div>Comprendre les terminaux<\/a>
<\/div>
<\/div><\/div><\/div>
<\/i><\/span><\/div>

SoftPOS<\/h2><\/a><\/div>
<\/div>
\n

Ce qui change lorsque le smartphone lui-m\u00eame devient un terminal.<\/p>\n<\/div>

<\/div>Classer SoftPOS<\/a>
<\/div>
<\/div><\/div><\/div>
<\/i><\/span><\/div>

Commerce \u00e9lectronique<\/h2><\/a><\/div>
<\/div>
\n

Pourquoi les paiements en ligne suivent leurs propres r\u00e8gles et ont des exigences diff\u00e9rentes.<\/p>\n<\/div>

<\/div>Comprendre le e-commerce<\/a>
<\/div>
<\/div><\/div><\/div>
<\/div><\/div><\/div><\/div>

Classement final<\/h3><\/div>

Les solutions de paiement ne doivent pas \u00eatre parfaites. Elles doivent \u00eatre adapt\u00e9es \u00e0 votre activit\u00e9 – et \u00e0 un prix raisonnable. <\/p>\n

Comprendre quelle solution est faite pour quelle utilisation permet de prendre de meilleures d\u00e9cisions et de payer moins cher au final. Les six th\u00e8mes \u00e0 droite vous aident \u00e0 vous situer – et si vous voulez savoir directement ce qui est utile pour votre entreprise, nous sommes \u00e0 un coup de fil de vous.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":20,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-30159","page","type-page","status-publish","hentry"],"yoast_head":"\nSolutions de paiement pour les commer\u00e7ants en Suisse - SwiPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swipay.ch\/fr\/solutions-de-paiement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Solutions de paiement pour les commer\u00e7ants en Suisse\" \/>\n<meta property=\"og:url\" content=\"https:\/\/swipay.ch\/fr\/solutions-de-paiement\/\" \/>\n<meta property=\"og:site_name\" content=\"SwiPay AG | Schweiz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/swipay.payment\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-21T06:58:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/swipay.ch\/wp-content\/uploads\/2026\/03\/SwiPay_Logo_1200x675.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/solutions-de-paiement\\\/\",\"url\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/solutions-de-paiement\\\/\",\"name\":\"Solutions de paiement pour les commer\u00e7ants en Suisse - SwiPay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/#website\"},\"datePublished\":\"2026-01-10T20:23:34+00:00\",\"dateModified\":\"2026-05-21T06:58:00+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/solutions-de-paiement\\\/#breadcrumb\"},\"inLanguage\":\"fr-CH\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/swipay.ch\\\/fr\\\/solutions-de-paiement\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/solutions-de-paiement\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"SwiPay\",\"item\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Solutions de paiement pour les commer\u00e7ants en Suisse\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/\",\"name\":\"SwiPay AG | Schweiz\",\"description\":\"DAS BEZAHLNETZWERK\",\"publisher\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/#organization\"},\"alternateName\":\"SwiPay\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CH\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/#organization\",\"name\":\"SwiPay AG\",\"alternateName\":\"SwiPay\",\"url\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CH\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/swipay.ch\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/SwiPay_Waben_696x696.png\",\"contentUrl\":\"https:\\\/\\\/swipay.ch\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/SwiPay_Waben_696x696.png\",\"width\":696,\"height\":696,\"caption\":\"SwiPay AG\"},\"image\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/swipay.payment\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/swipay-ag\\\/\",\"https:\\\/\\\/www.instagram.com\\\/swipay.payment\",\"https:\\\/\\\/www.wikidata.org\\\/wiki\\\/Q138841910\"],\"description\":\"SwiPay ist das unabh\u00e4ngige BEZAHLNETZWERK f\u00fcr den D-A-CH-Handel. 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