{"id":6861,"date":"2025-07-24T00:00:09","date_gmt":"2025-07-23T22:00:09","guid":{"rendered":"https:\/\/swipay.ch\/general-terms-of-use\/"},"modified":"2026-05-02T08:31:27","modified_gmt":"2026-05-02T06:31:27","slug":"general-terms-of-use","status":"publish","type":"page","link":"https:\/\/swipay.ch\/en\/general-terms-of-use\/","title":{"rendered":"General terms of use"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:var(--awb-typography1-font-size);\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-typography1-font-family);font-weight:var(--awb-typography1-font-weight);font-style:var(--awb-typography1-font-style);margin:0;letter-spacing:var(--awb-typography1-letter-spacing);text-transform:var(--awb-typography1-text-transform);font-size:1em;--fontSize:49.76;line-height:var(--awb-typography1-line-height);\">General terms of use<\/h1><\/div><div class=\"fusion-text fusion-text-1\"><ol>\n<li>\n<h3>General information<\/h3>\n<p>These General Terms of Use (&#8220;Terms&#8221;) govern the use of the SwiPay website, www.swipay.ch (&#8220;Website&#8221;). Please read the Terms carefully and ensure that you fully understand them. By using our Website, you agree to the Terms and undertake to comply with them. If you do not agree to the Terms, you must stop using the Website immediately.   <\/li>\n<li>\n<h3>Information about us<\/h3>\n<p>SwiPay AG, a company registered in Switzerland with its registered office in Baar ZG. The swipay.ch website is the property of SwiPay and is operated by SwiPay. <\/li>\n<li>\n<h3>Access to the website<\/h3>\n<p>Access to the Website is free of charge. The information provided on the Website is for informational purposes only and does not create a business or professional services relationship between you and SwiPay.<br \/>\nAccess to the Website is provided on an &#8220;as is&#8221; and &#8220;as available&#8221; basis. SwiPay reserves the right to modify, suspend or discontinue the Website or any part thereof at any time without notice. SwiPay accepts no responsibility for the temporary unavailability of the Website.   <\/li>\n<li>\n<h3>Links to other websites<\/h3>\n<p>Our website may contain links to external websites. SwiPay has no control over the content of these websites and accepts no responsibility for their content. The provision of a link to an external website does not constitute either express or tacit approval of its content. SwiPay accepts no responsibility for the accuracy, completeness or currency of the content of external websites and expressly distances itself from all information provided there.   <\/li>\n<li>\n<h3>Exclusions of liability<\/h3>\n<p>The information on this website is for general information purposes only and does not constitute advice on which the user should rely. SwiPay makes reasonable efforts to ensure that the information is accurate and up to date, but makes no warranty or guarantee as to its completeness or accuracy.<br \/>\nSwiPay shall not be liable for any loss or damage arising out of or in connection with the use of this website to the extent permitted by applicable law. This includes any damage that may be caused by viruses, malware or other harmful material.  <\/li>\n<li>\n<h3>Data protection and cookies<\/h3>\n<p>Please note SwiPay&#8217;s privacy policy and cookie policy.<\/li>\n<li>\n<h3>Changes to the conditions<\/h3>\n<p>SwiPay reserves the right to change the terms and conditions at any time. Changes will take effect the first time you use the website after the changes have been implemented. It is recommended that you check the terms and conditions regularly.  <\/li>\n<li>\n<h3>Applicable law and place of jurisdiction<\/h3>\n<p>These Terms and Conditions are governed by Swiss law and any disputes shall be subject to the jurisdiction of the competent courts at SwiPay&#8217;s registered office.<\/li>\n<li>\n<h3>Contact us<\/h3>\n<p>If you have any questions or concerns, you can contact SwiPay at the e-mail address info@swipay.ch or via the contact address given in the legal notice.<\/li>\n<\/ol>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:1.8rem;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"font-family:var(--awb-typography1-font-family);font-weight:var(--awb-typography1-font-weight);font-style:var(--awb-typography1-font-style);margin:0;letter-spacing:var(--awb-typography1-letter-spacing);text-transform:var(--awb-typography1-text-transform);font-size:1em;--fontSize:36;line-height:var(--awb-typography1-line-height);\">General terms of use<\/h1><\/div><div class=\"fusion-text fusion-text-2\"><ol>\n<li>\n<h3>General information<\/h3>\n<p>These General Terms of Use (&#8220;Terms&#8221;) govern the use of the SwiPay website, www.swipay.ch (&#8220;Website&#8221;). Please read the Terms carefully and ensure that you fully understand them. By using our Website, you agree to the Terms and undertake to comply with them. If you do not agree to the Terms, you must stop using the Website immediately.   <\/li>\n<li>\n<h3>Information about us<\/h3>\n<p>SwiPay AG, a company registered in Switzerland with its registered office in Baar ZG. The swipay.ch website is the property of SwiPay and is operated by SwiPay. <\/li>\n<li>\n<h3>Access to the website<\/h3>\n<p>Access to the Website is free of charge. The information provided on the Website is for informational purposes only and does not create a business or professional services relationship between you and SwiPay.<br \/>\nAccess to the Website is provided on an &#8220;as is&#8221; and &#8220;as available&#8221; basis. SwiPay reserves the right to modify, suspend or discontinue the Website or any part thereof at any time without notice. SwiPay accepts no responsibility for the temporary unavailability of the Website.   <\/li>\n<li>\n<h3>Links to other websites<\/h3>\n<p>Our website may contain links to external websites. SwiPay has no control over the content of these websites and accepts no responsibility for their content. The provision of a link to an external website does not constitute either express or tacit approval of its content. SwiPay accepts no responsibility for the accuracy, completeness or currency of the content of external websites and expressly distances itself from all information provided there.   <\/li>\n<li>\n<h3>Exclusions of liability<\/h3>\n<p>The information on this website is for general information purposes only and does not constitute advice on which the user should rely. SwiPay makes reasonable efforts to ensure that the information is accurate and up to date, but makes no warranty or guarantee as to its completeness or accuracy.<br \/>\nSwiPay shall not be liable for any loss or damage arising out of or in connection with the use of this website to the extent permitted by applicable law. This includes any damage that may be caused by viruses, malware or other harmful material.  <\/li>\n<li>\n<h3>Data protection and cookies<\/h3>\n<p>Please note SwiPay&#8217;s privacy policy and cookie policy.<\/li>\n<li>\n<h3>Changes to the conditions<\/h3>\n<p>SwiPay reserves the right to change the terms and conditions at any time. Changes will take effect the first time you use the website after the changes have been implemented. It is recommended that you check the terms and conditions regularly.  <\/li>\n<li>\n<h3>Applicable law and place of jurisdiction<\/h3>\n<p>These Terms and Conditions are governed by Swiss law and any disputes shall be subject to the jurisdiction of the competent courts at SwiPay&#8217;s registered office.<\/li>\n<li>\n<h3>Contact us<\/h3>\n<p>If you have any questions or concerns, you can contact SwiPay at the e-mail address info@swipay.ch or via the contact address given in the legal notice.<\/li>\n<\/ol>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":192,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-6861","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.5 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>General terms of use | SwiPay AG - CH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swipay.ch\/en\/general-terms-of-use\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"General terms of use\" \/>\n<meta property=\"og:url\" content=\"https:\/\/swipay.ch\/en\/general-terms-of-use\/\" \/>\n<meta property=\"og:site_name\" content=\"SwiPay AG - CH\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/swipay.payment\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-02T06:31:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/swipay.ch\/wp-content\/uploads\/2026\/03\/SwiPay_Logo_1200x675.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/general-terms-of-use\\\/\",\"url\":\"https:\\\/\\\/swipay.ch\\\/en\\\/general-terms-of-use\\\/\",\"name\":\"General terms of use | SwiPay AG - CH\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#website\"},\"datePublished\":\"2025-07-23T22:00:09+00:00\",\"dateModified\":\"2026-05-02T06:31:27+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/general-terms-of-use\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/swipay.ch\\\/en\\\/general-terms-of-use\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/general-terms-of-use\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"SwiPay\",\"item\":\"https:\\\/\\\/swipay.ch\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"General terms of use\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/swipay.ch\\\/en\\\/\",\"name\":\"SwiPay AG | Schweiz\",\"description\":\"Das Bezahlnetzwerk\",\"publisher\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#organization\"},\"alternateName\":\"SwiPay\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/swipay.ch\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#organization\",\"name\":\"SwiPay AG\",\"alternateName\":\"SwiPay\",\"url\":\"https:\\\/\\\/swipay.ch\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/swipay.ch\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/SwiPay_Waben_696x696.png\",\"contentUrl\":\"https:\\\/\\\/swipay.ch\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/SwiPay_Waben_696x696.png\",\"width\":696,\"height\":696,\"caption\":\"SwiPay AG\"},\"image\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/swipay.payment\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/swipay-ag\\\/\",\"https:\\\/\\\/www.instagram.com\\\/swipay.payment\",\"https:\\\/\\\/www.wikidata.org\\\/wiki\\\/Q138841910\"],\"description\":\"SwiPay ist das unabh\u00e4ngige BEZAHLNETZWERK f\u00fcr den D-A-CH-Handel. 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