{"id":30160,"date":"2026-01-10T21:23:34","date_gmt":"2026-01-10T20:23:34","guid":{"rendered":"https:\/\/swipay.ch\/payment-solutions\/"},"modified":"2026-05-21T08:58:01","modified_gmt":"2026-05-21T06:58:01","slug":"payment-solutions","status":"publish","type":"page","link":"https:\/\/swipay.ch\/en\/payment-solutions\/","title":{"rendered":"Payment solutions for merchants in Switzerland"},"content":{"rendered":"

Payment solutions for merchants in Switzerland<\/h1><\/div><\/div><\/div><\/div><\/div>

Payment is a matter of course today<\/p><\/div>

For your customers anyway. What happens in the background when someone holds their card up to the terminal or clicks on “Buy” in the web store is anything but trivial: card organizations, acquirers, gateways and terminals interact, everyone has their own fees, and those who don’t know this end up paying more than necessary – or are stuck with a provider that no longer suits their business. <\/p>\n

SwiPay is not a terminal merchant or a payment service provider in the traditional sense. We are the independent intermediary who knows the ropes and negotiates on your behalf. Whether it’s a payment terminal for restaurants, card acceptance in retail, online payment for your webshop or contactless payment at your market stall – we look at what suits your business, get the best conditions and then remain your point of contact. One contract. One network. All channels. <\/p>\n

In concrete terms, this means: ep2-certified terminals from PayTec, TeleCash\/Fiserv as acquirer, Planet\/Datatrans for online payment with over 40 payment methods including PostFinance – and SoftPOS for all those who do not need a fixed terminal. Everything from a single source, with one contact person, on a single account.<\/p>\n<\/div><\/div><\/div>

Topics at a glance<\/h2><\/div>
<\/i><\/span><\/div>

Payment methods<\/h2><\/a><\/div>
<\/div>
\n

The different ways of paying – and why they are perceived differently in everyday life.<\/p>\n<\/div>

<\/div>Classify payment methods<\/a>
<\/div>
<\/div><\/div><\/div>
<\/i><\/span><\/div>

Card payments<\/h2><\/a><\/div>
<\/div>
\n

What card payment means today and why it is more than just a payment method.<\/p>\n<\/div>

<\/div>Understanding card payments<\/a>
<\/div>
<\/div><\/div><\/div>
<\/i><\/span><\/div>

Mobile payment<\/h2><\/a><\/div>
<\/div>
\n

When it makes sense to pay with your smartphone – and when it doesn’t.<\/p>\n<\/div>

<\/div>Classify mobile payment<\/a>
<\/div>
<\/div><\/div><\/div>
<\/i><\/span><\/div>

Payment terminals<\/h2><\/a><\/div>
<\/div>
\n

What role terminals play in payment – regardless of form or model.<\/p>\n<\/div>

<\/div>Understanding terminals<\/a>
<\/div>
<\/div><\/div><\/div>
<\/i><\/span><\/div>

SoftPOS<\/h2><\/a><\/div>
<\/div>
\n

What changes when the smartphone itself becomes a terminal.<\/p>\n<\/div>

<\/div>Classify SoftPOS<\/a>
<\/div>
<\/div><\/div><\/div>
<\/i><\/span><\/div>

E-Commerce<\/h2><\/a><\/div>
<\/div>
\n

Why online payments follow their own rules and have different requirements.<\/p>\n<\/div>

<\/div>Understanding e-commerce<\/a>
<\/div>
<\/div><\/div><\/div>
<\/div><\/div><\/div><\/div>

Classification at the end<\/h3><\/div>

Payment solutions don’t have to be perfect. They have to suit your business – and come at a fair price. <\/p>\n

If you understand which solution is made for which application, you will make better decisions and pay less for it in the end. The six topics on the right will help you categorize them – and if you want to know directly what makes sense for your business, we are just a phone call away.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":20,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-30160","page","type-page","status-publish","hentry"],"yoast_head":"\nPayment solutions for merchants in Switzerland - SwiPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swipay.ch\/en\/payment-solutions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Payment solutions for merchants in Switzerland\" \/>\n<meta property=\"og:url\" content=\"https:\/\/swipay.ch\/en\/payment-solutions\/\" \/>\n<meta property=\"og:site_name\" content=\"SwiPay AG - CH\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/swipay.payment\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-21T06:58:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/swipay.ch\/wp-content\/uploads\/2026\/03\/SwiPay_Logo_1200x675.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/payment-solutions\\\/\",\"url\":\"https:\\\/\\\/swipay.ch\\\/en\\\/payment-solutions\\\/\",\"name\":\"Payment solutions for merchants in Switzerland - SwiPay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#website\"},\"datePublished\":\"2026-01-10T20:23:34+00:00\",\"dateModified\":\"2026-05-21T06:58:01+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/payment-solutions\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/swipay.ch\\\/en\\\/payment-solutions\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/payment-solutions\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"SwiPay\",\"item\":\"https:\\\/\\\/swipay.ch\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Payment solutions for merchants in Switzerland\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/swipay.ch\\\/en\\\/\",\"name\":\"SwiPay AG | Schweiz\",\"description\":\"Das Bezahlnetzwerk\",\"publisher\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#organization\"},\"alternateName\":\"SwiPay\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/swipay.ch\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#organization\",\"name\":\"SwiPay AG\",\"alternateName\":\"SwiPay\",\"url\":\"https:\\\/\\\/swipay.ch\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/swipay.ch\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/SwiPay_Waben_696x696.png\",\"contentUrl\":\"https:\\\/\\\/swipay.ch\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/SwiPay_Waben_696x696.png\",\"width\":696,\"height\":696,\"caption\":\"SwiPay AG\"},\"image\":{\"@id\":\"https:\\\/\\\/swipay.ch\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/swipay.payment\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/swipay-ag\\\/\",\"https:\\\/\\\/www.instagram.com\\\/swipay.payment\",\"https:\\\/\\\/www.wikidata.org\\\/wiki\\\/Q138841910\"],\"description\":\"SwiPay ist das unabh\u00e4ngige BEZAHLNETZWERK f\u00fcr den D-A-CH-Handel. 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